Ontario mortgage guidance, made personal

A clearer path to the right mortgage.

Haniyeh Kouhestani brings calm, knowledgeable guidance to home buyers and homeowners across Ontario, with advice shaped around your plans, not a one-size-fits-all process.

Apply for free consultation Explore services

Licensed Ontario Mortgage Agent · Direct, one-to-one support

Haniyeh Kouhestani, Ontario mortgage agent

Mortgage Agent Level 1Trusted guidance for Ontario clients

01 / Meet Haniyeh

One of Ontario's best, most trusted, and most knowledgeable mortgage specialists.

Haniyeh makes a complicated decision feel manageable. She takes the time to understand your priorities, explain the tradeoffs in plain language, and help you move forward with a mortgage strategy that fits your life.

Whether you are buying, renewing, or restructuring your mortgage, you work directly with Haniyeh from the first question through the next step.

Start a private conversation

Plan before you apply

Start with the numbers.

Estimate your mortgage capacity and key debt-service ratios with Haniyeh's Canadian mortgage calculator.

Open calculator

02 / Services

How can we help you?

Start with where you are today. Haniyeh will help you make sense of the next decision.

01Buying your first homeUnderstand what you can afford, what to prepare, and how to approach your purchase with confidence.02Buying your next homeCoordinate your current mortgage, equity, and next purchase without losing sight of the full picture.03Renewing or refinancingReview the offer in front of you and decide whether a new structure could better support your goals.04A more complex situationGet a thoughtful plan for self-employed income, credit challenges, investment property, or debt consolidation.

Ready when you are.

Tell Haniyeh what you're planning.

Apply for free consultation