First-time home buyers
A calm, practical start to your first purchase.
- Affordability and down-payment planning
- Pre-approval preparation
- Plain-language guidance through the process
Mortgage services across Ontario
Guidance for the mortgage decision in front of you.
No two mortgage plans are identical. Haniyeh starts with your situation, your priorities, and the outcome you are trying to create.
See how Haniyeh can helpNext-home purchases
A joined-up plan for selling, buying, and financing your move.
- Equity and timing review
- Purchase strategy and payment planning
- Support from application through closing
Renewals and switches
A thoughtful second look before you sign the offer on the table.
- Review of your renewal terms
- Payment and structure comparisons
- A clear recommendation based on your priorities
Refinancing and debt consolidation
Use home equity with a clear purpose and a full view of the cost.
- Cash-flow and debt review
- Equity-access planning
- Long-term cost and payment comparisons
Investment properties
Financing support for a rental purchase or a growing portfolio.
- Rental-income review
- Purchase and refinance planning
- A strategy aligned with your wider portfolio
Self-employed and specialized files
A considered approach when your income or credit story needs more explanation.
- Self-employed income preparation
- Credit-challenge planning
- Options for less conventional situations
A clear process
What happens next?
- 1Share your plans
Tell Haniyeh where you are today and what you want the mortgage to help you accomplish.
- 2Understand the options
Review the numbers, tradeoffs, and next steps in plain language.
- 3Move forward confidently
Get personal support through the application, documentation, and closing process.
How can we help you?